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A COMPARATIVE STUDY ON PROBLEMS AND PROSPECTS OF HOUSING FINANCE IN HDFC AND ICICI IN TIRUCHIRAPPALLI DISTRICT

K. Beema Rao, S. Gulam Mohamed

Abstract


A study is conducted from comparative of problems and prospects of housing finance in HDFC and ICICI in Tiruchirappalli district. Common problems in housing finance in India. Verification process Lack of promise, interest rate options. The sample was collected 300 respondents 150 respondents of HDFC bank and another 150 respondents of ICICI bank. This paper is attempts to identify various problems occurs at that time of taking home loan from housing finance institution and also assess the awareness and perceptions level of customers. Structured questioners and suitable statistical tools have been used to dive a concrete result.

Keywords


Problems and Prospects, Housing Finance, HDFC Bank, ICICI bank, Comparative Study, Customer Satisfaction.

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References


Sangwan P, and Bhan K. (2012). “A Comparative Analysis on Home Loans of Public and Private Sector Banks in India”, Vol.2(9), pp.121-126, referenced from: http://oldisrj.lbp.world/ViewPDF.aspx?ArticleID=9850.

Subba Rao TS. (2013), “A study on comprehensive problems of H.D.F.C. and S.B.I. loan takers in Andhra Pradesh State”, Innovative Journal of Business and Management, pp.123-127.

Swaaminathan. (2013). “Consumer preference for housing loan between old and new generation commercial banks in Kanchipuram, India”, International Journal of Advance Research And Innovative Ideas In Education”, IJARIIE-ISSN (O)-2395-4396.


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