V. Vijaya, Ravi Thodla


The road which builds wealth is paved with many types of investment. There are so many avenues available for the smart investment. The investors need that type of investment which hassle free one, compared to picking of stock and managing the portfolio by oneself. Generally, for investors the hands are down for equity, as it is called the best assets class investment which overrides inflation.  Systematic Investment plan (SIP) is the order of preference where Investors hangout of late. It is the easiest process to enter into capital market. Systematic Investment Plan is an investment vehicle which allows small amount, periodically instead of lumpsum. It is a simple process of investing in mutual funds, similar to a recurring bank deposit.  This paper deals with the length and breath of SIP.  It also deals how it builds the wealth of individual and indirectly the wealth creation of nation as well.  It also states the factors which are responsible for SIP investment.  In fact, SIP become sought-after destination for most of the retail investors.


Systematic investment plan, Factors, Mutual funds, Tax savings.


Aruna K, and Senthamil Selvi M. (2017). “The Scenario of Mutual Fund Investment in Systematic Investment Plan (SIP) in Vellore District”, International Journal of Business and Administration Research review, Vol.1(18), Apr-June.

Batra G. (2012). “A DEA comparison of systematic investment plan and lump sum investment in mutual funds”, International Journal of Computing and Business Research, Vol.3(May 2).

Juwairiya PP. (2014). “Systematic investment plan- The way to invest in mutual funds”, Sai Om Journal of Commerce and Management, Vol.9(1), pp.2347-2363.

Paul T. (2012). “An assessment of gap between expectations and experiences of mutual fund investors”, International Journal of Marketing, Financial Services and Management Research, Vol.1(7), pp.2277-3622.

Ratnamani V. (2015). “A Study on the performance of monthly Savings Scheme offered by Banking and Non- Banking Institutions”, IJMBS, Vol.5(4), Oct -Dec.

Roy D, and Ghosh K. (2011). “The Scenario of investment in systematic Investment Plan (SIP) among the Retail Customers”, Global Journal of Finance and Economic Management, Vol.1(1), pp.49-62.

Uddin A. (2016), “Investor Perception about Systematic Investment Plan (SIP), Plan: An Alternative Investment Strategy”, IJRHSS, Vol.4(3), April, pp.22-28.


  • There are currently no refbacks.

Send mail to with questions or comments about this web site. 

International Journal of Management and Social Sciences, All rights reserved.