FINANCIAL HEALTH OF PRIORITY SECTOR FOR INCLUSIVE BANKING ON WORKING CAPITAL IN INDIA
R. Anandaraman, P. Dhanam
Abstract
Financial health is one of the primary resources of working capital in priority sector which contribute banking service of financial inclusion delivery of short term loan through commercial sector. Banking institutions is emerged support the financial assistance of common fund transfer exchange of bank to customers. Banking sector is fundamental concept accepting deposit and lending loan various sector especially for micro finance and agricultural sector. Now day agricultural sector farmer have lacking of financial subsidy from government aspects. Private sector is not preferred disburse creditworthy highly concentrate of priority sector for given only housing finance and vehicle loan collected heavy interest from public. Therefore, leading financial institutions framed annual credit plan structure determined priority sector of how much amount loan consideration are most backward sector.
Keywords
Finance, Banking, Trading, Working capital, Lending, Non- performing Assets.
References
Nagarajan G, and Sathyanarayana N. (2013). “Non-Performing Assets is A Threat to India Banking sector -A Comparative Study Between Priority and Non-Priority Sector Lending in Public Sector Banks”, International Journal of Advanced Research in Management and Social Sciences, Vol.2(11), pp.29-43.
Naruka P, and Yadav M. (2017), “Priority sector lending: Genesis, developments and trade off with bank’s profitability”, International Journal of Advanced Research and Development, Vol.2(3), pp.21-25.
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